The contribution is invested conform the so-called Life Cycle system. This means that when the investment horizon shortens (as your age increases), the investments become increasingly risk averse. A potential financial dip close to your retirement date therefore has little influence on your pension capital. There is the possibility of choosing an investment mix which deviates from this system if you wish.​

Deloitte pays the pension contributions based on a sliding scale. There’s an employee contribution of 2% over the contribution premium base, which is deducted from your salary on a monthly basis.​

In the case of death during your employment period, there’s a 2% fixed increase dependents pension and if you become unable to work, your pension build-up is continued.​

The pension’s start date is flexible, but the pensionable age is 67. If you have reached the pensionable age, the acquired benefit will be conditionally indexed annually if there are sufficient means in the pension fund. This is unique for a defined contributions scheme.​

The pension contribution is between 8.0 and 31.5% of the maximum contribution base.